NOTICE: Last Updated May 17, 2018
This policy is provided to help you understand our online information use practices so that you are able to make informed decisions about the information you share and the way we collect and use your information.
Any reference to “you” or “your” refers to you as a user of InstallmentLoans.com program. Any reference to “we”, “us”, “our” or “our Website” refers to InstallmentLoans.com.
Keep in mind that any and all information that you submit to InstallmentLoans.com through our Website, may be used by us for any lawful purpose as explained herein.
Section 1: Information Collected by InstallmentLoans.com
The following information is collected on InstallmentLoans.com:
Any and all information you provide while on our Website, which includes your name, home address, email address, telephone number (home, work or mobile), date of birth, Social Security Number, employment information, income information, bank account information, and any other information (personal, financial or demographic) entered on the site through the use of online registration forms, surveys, entries, or otherwise. We may also collect email addresses from users who communicate with us via email, whether or not an email address is provided on our Website. We also collect the IP addresses, web browsers and operating systems, including the type of computer, used by you and other visitors of our Website, as well as Web page http headers and other information, whether user specific or in the aggregate, relating to the pages which our visitors access and/or URLs that refer visitors to our Website.
Section 2: Use of Collected Information
If you choose to provide personal information, it will be used for and/or shared with trusted third parties such as Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; wireless services providers and telemarketers. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users’ personal information as needed to perform their functions for our sites, but may not be used for their own marketing purposes. In addition, we may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process.
You agree that by submitting your information at the website, and in accordance with the prior express written consent you provided, you agree to receive mobile marketing including, but not limited to, text-message based marketing (“SMS Messages”), from us and our third party advertisers and marketers. You further agree that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and that you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting “STOP” or “OPT-OUT” as specifically set forth in the communication. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by registering and/or using the website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the “Rule”). Notwithstanding that your telephone number may be listed at the Federal Trade Commission’s Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.
We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails, telemarketing or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. See “Your Opt-Out Rights” below.
Section 3: Data Protection and Security
No data transmission over the Internet can be absolutely guaranteed to be secure; however, we store all information collected, including all information provided by you, in a technically and physically secure environment. We take the obligation to protect your personal information seriously and strive to keep all your information secure. Notwithstanding the foregoing, you transmit any information at your own risk, as we cannot guarantee the security of any information that you transmit. Upon receipt of your transmission, we make reasonable efforts to ensure that it remains secure in our systems. We strictly limit access to this information only to employees who need your personal information to perform a specific job. Your information is made inaccessible to the public. We will notify you via email and via other required methods in accordance with applicable federal and state law, in the event that we become aware of any data security breach with respect to your personal information. However, notice may be delayed in the event we determine that such delay is necessary to address the needs of law enforcement, determine the scope of the breach or network damage, or to employ the necessary remedial measures.
Section 4: Third Party Sites
Section 5: Opt-Out Rights
You may end your email subscription, or opt-out from a particular list by following the instructions which are given at the end of each email message. Your email address will be suppressed from future mailings in accordance with your request. You may opt-out of any additional email communications regarding the Website.
If you subsequently return to our website and re-submit your information, or if you sign up for other products or service offerings at one of our other websites, any information sharing preferences that you had previously requested or established through our Website will need to be reasserted or readdressed.
Section 6: Commitment to Children’s Privacy
We believe that the privacy of children is especially important. Accordingly, we do not collect or store personal information at our Website from individuals whom we know are under the age of 18. In the event that information is inadvertently collected from individuals under 18 years of age, such information will not knowingly be used for any promotional or marketing purposes whatsoever, whether with respect to our Website or other websites or services offered by us. Upon obtaining actual knowledge that such information has been collected, we will immediately delete such information from our database. The information and services provided by us or third parties, sponsors, and advertisers are not directed to or intended for persons under 18 years of age.
Section 8: Consent to Electronic Disclosure
By submitting your information to InstallmentLoans.com via our Website, you agree to receive certain documents, disclosures and/or notifications electronically. This Consent to Electronic Disclosure Agreement applies to the information you are providing on our Website and any other communications we or any third parties may provide to you. By submitting your information you agree to receive all such documents, disclosures and/or notifications in electronic form or online in accordance with this document. You may choose to not provide your consent prior to submitting your information by exiting our Website or by closing your browser. However, you will not be able to submit your information if you exit the website or close your browser. Furthermore, you cannot withdraw your consent after you have submitted your information on our Website.
You consent to receive any documents, disclosures and/or notifications in electronic format. All documents, disclosures and/or notifications that we or any third parties, including, without limitation, Loan Providers, provide to you in electronic format will be provided either (i) by e-mail; (ii) by posting on a website designated for that purpose; (iii) by access to a secure customer service website which will be disclosed to you by notice in an e-mail which will be sent to you when the documents, notifications and/or disclosures are available; and/or (iv) by posting on our Website. You are required to provide us with a complete and accurate e-mail address as well as any other information required or requested on our Website.
We and any third parties, reserve the right, in each’s sole discretion, to discontinue electronic provision of documents, disclosures and/or notifications. You will be provided with notice of any such termination or change if required by and in accordance with applicable law. You may obtain any such documents, disclosures and/or notifications in paper form without charge from the party providing such documents, disclosures and or notifications by printing them yourself from our Website or the appropriate third party website, as applicable, when available. All documents, disclosures and/or notifications provided in electronic or paper format from us or any third parties to you will be considered “in writing,” and you are encourages to print a copy for your own records.
You agree that and intend for the federal Electronic Signatures in Global and National Commerce Act to apply to (i) the information you provide; (ii) this Consent to Electronic Disclosure, including, without limitation, any and all documents, disclosures and/or notifications received in electronic form pursuant thereto; and (iii) our and/or any third parties’ conduct of business with you by electronic means.
In order to help facilitate electronic commerce, to lessen the expense attributable to storing records, and to facilitate faster access to records, you acknowledge and agree that all records may be stored electronically; and that neither we nor any third parties will, or have any obligation to, retain any original or electronic documents for any period of time except for what is required by law. This applies to all documentation, disclosures and/or notifications. You further acknowledge and agree that all original and electronic documentation, disclosures and/or notifications may be routinely destroyed in accordance with our or third party’s retention practices in effect from time to time, in accordance with applicable law. Records may be stored electronically, including, without limitation, via imaging, filming, scanning or other technology used for record retention purposes via internal processes or third-party processors that we or any third parties may approve for such services. You agree that such documents, disclosures, notifications and/or other records shall for all purposes be recognized and admissible in evidence or otherwise to prove the agreements, rights and obligations of the parties pursuant to any such records.
By completing and submitting your information, you (i) confirm your consent to receive documents, disclosures and/or notifications in electronic format; (ii) expressly demonstrate your ability to access the documents, disclosures and/or notifications in electronic form; (iii) confirm that you have provided a current e-mail address at which electronic notifications, disclosures, and/or documents can be sent to you; iv) acknowledge that you have accessed the Consent to Electronic Disclosure; and (v) agree to the terms of this Consent to Electronic Disclosure. To access, view and retain the documents, disclosures and/or notifications available to you in electronic form, you must have Internet access, sufficient electronic hard drive or other storage capacity, and an e-mail account with an existing Internet service provider and current e-mail software.
Section 9: Our Right to Change
Section 10: Contact Information
Section 11: Third Party Consumers
It is our policy not to send unsolicited email. Our email messages include instructions on how recipients can unsubscribe from receiving future email messages. From time to time, InstallmentLoans.com may enter into a business arrangements with a third party website which allows individuals to opt into our promotional programs via third party websites. In such a cases, we use commercially reasonable efforts to ensure (1) that such third parties have a right, under any applicable privacy policies, to transfer the data to us; (2) that the data was collected voluntarily from individuals, and (3) that InstallmentLoans.com has the right to send promotional offers to the individuals. If you have additional questions, please contact us at
To be removed from our list go to our unsubscribe form.